National City Mortgage - Mortgage Calculator - Debt Consolidation Loan - Apply Online or Call Us Today at 1-877-357-2336

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Considering A National City Mortgage?
National City Mortgage
Click Here To Beat A National City Mortgage!
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Bank National City Mortgage

Or Call Us Today
1-877-357-2336

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Do You Really Need 4 Loan Offers - or Just The Best Offer?
  • We don't sell your information to multiple brokerages and call it 'competition'
  • One low offer that best suits your mortgage needs
  • Experienced loan officers with complete knowledge of mortgage financing
  • No hassles or obligations - just great service!
Refinancing? Purchasing? Home Equity Loan? Fill out the online application below and 'Take Command of Your Home Financing!'
National City Mortgage
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At 123Refi we offer the ability to Beat The Banks. How does this work? We will beat the published rate of leading your favorite bank by .250% We will package and underwrite the mortgage according to the guidelines of that bank and won't charge any more fees than that bank charges themselves.Thinking of a National City Mortgage? Fill out our online National City Mortgage application and we'll package your home loan according to National City Bank guidelines. Not only that, but we won't charge any more than the fees charged by National City Bank themselves for your National City Mortgage. And a final detail: We'll beat the published rate of National City Bank by .250%---now that's the way to Beat The Banks and beat a National City Mortgage!

Loan Information
Property Value:
Occupancy:
Property Type:
Will You Have A
Co-Borrower? 		Yes No
Monthly Debt:
Your Credit:
Monthly Income:

I can verify this income through either past 2 years W-2's, past 2 years Tax Returns, or past 12 months Bank Statements.

I choose not to verify this income and prefer a 'Stated Income' option.

OPTIONAL: Provide Either Your Social Security Number or Credit Score:

For Refinancing and Home Equity Loans
Current Loan Amount:
Current Interest Rate:
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Adjustable?
Any Cash Out?
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2nd mortgage?

For Purchases and Prequalification
Amount Available for
Downpayment:

If you prefer a 'Zero Down' option, what is the amount of your total liquid assets (savings, 401k, stocks, etc):


If this is a Prequalification, what is your maximum desired monthly payment?

Area Interested in Purchasing:

Are you working with a Realtor? 		Yes No
Find Out How To Beat The Banks - Read Below For Details...
National City Mortgage Info

National City Mortgage Information

"The service was great and so was my rate! There weren't any hassles at all - they listened to my concerns, answered all of my questions, plus I got a better rate than I expected."

Thanks again,

G. Frederickson

POINTS EXPLAINED

What are points and when, if ever, does it make sense to pay them?

FEES EXPLAINED

What are the 'real' costs of my mortgage? This will help explain exactly where your money is going - and where it shouldn't be going...



Mortgage Programs Explained...
National City Mortgage Programs
Fixed Rate Mortgage
What does the term 'Fixed Rate' specifically mean and what are the benefits of having a Fixed Rate mortgage?
 Balloon Mortgage
What is a Balloon Mortgage? When would it make sense for you?

Adjustable Rate Mortgage
Also known as ARM's or Variable Rate Mortgages. Explains advantages, common terms; what is a Negative Amortization Mortgage (Neg-Am); includes an 'Index Table' that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR.
Home Equity Loan - 2nd Mortgage
Explains the difference between a Home Equity Loan (Home Equity Line of Credit or 'HELOC') and a 2nd Mortgage, as well as which may be best for you.

National City Mortgage Options