Countrywide Home Loan: Considering A Countrywide Home Loan?

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WANT TO BEAT A COUNTRYWIDE HOME LOAN?

Fill out the Countrywide Home Loan Application below and we will package your Loan according to Countrywide Underwriting Guidelines and according to the Loan program of your choice - but we'll beat Countrywide's published rate by .250% and won't charge you any more than the fees Countrywide normally charges. So fill out our application and Beat The Banks!

Do You Really Need 4 Loan Offers - or Just The Best Offer?

We don't sell your information to multiple brokerages and call it 'competition'
One low offer that best suits your Loan needs
Experienced loan officers with complete knowledge of mortgage financing
No hassles or obligations - just great service!

Refinancing? Purchasing? Home Equity Loan? Fill out the online application below and 'Take Command of Your Home Financing!'

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At 123Refi we offer the ability to Beat The Banks. How does this work? We will beat the published rate of leading your favorite bank by .250% We will package and underwrite the Loan according to the guidelines of that bank and won't charge any more fees than that bank charges themselves.Thinking of a Countrywide Home Loan? Fill out our online Countrywide Home Loan application and we'll package your home loan according to Countrywide Bank guidelines. Not only that, but we won't charge any more than the fees charged by Countrywide Bank themselves for your Countrywide Home Loan. And a final detail: We'll beat the published rate of Countrywide Bank by .250%---now that's the way to Beat The Banks and beat a Countrywide Home Loan!

Loan Information
Property Value:
Occupancy:
Property Type:
Will You Have A Co-Borrower?	Yes No
Monthly Debt:
Your Credit:
Monthly Income:
	I can verify this income through either past 2 years W-2's, past 2 years Tax Returns, or past 12 months Bank Statements.
	I choose not to verify this income and prefer a 'Stated Income' option.
	OPTIONAL: Provide Either Your Social Security Number or Credit Score:
For Refinancing and Home Equity Loans
Current Loan Amount:
Current Interest Rate:
Fixed Rate or Adjustable?
Any Cash Out?
Is this strictly a 2nd Loan?
For Purchases and Prequalification
Amount Available for Downpayment:
If you prefer a 'Zero Down' option, what is the amount of your total liquid assets (savings, 401k, stocks, etc):
If this is a Prequalification, what is your maximum desired monthly payment?
Area Interested in Purchasing:
Are you working with a Realtor?	Yes No

Find Out How To Beat The Banks - Read Below For Details...

Countrywide Home Loan Information

"The service was great and so was my rate! There weren't any hassles at all - they listened to my concerns, answered all of my questions, plus I got a better rate than I expected."

Thanks again,

G. Frederickson

POINTS EXPLAINED

What are points and when, if ever, does it make sense to pay them?

FEES EXPLAINED

What are the 'real' costs of my Loan? This will help explain exactly where your money is going - and where it shouldn't be going...

Loan Programs Explained...

Countywide Home Loan Programs
Fixed Rate Loan
What does the term 'Fixed Rate' specifically mean and what are the benefits of having a Fixed Rate Loan?
Balloon Loan
What is a Balloon Loan? When would it make sense for you?

Adjustable Rate Loan
Also known as ARM's or Variable Rate Loans. Explains advantages, common terms; what is a Negative Amortization Loan (Neg-Am); includes an 'Index Table' that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR.
Home Equity Loan - 2nd Loan
Explains the difference between a Home Equity Loan (Home Equity Line of Credit or 'HELOC') and a 2nd Loan, as well as which may be best for you.

Countrywide Home Loan Options
FHA - VA Loan
Covers government sponsored programs and their benefits. Includes FHA, VA, Cal Vet, as well as other state specific and local programs. Documentation Options
What are the differences between Full Documentation (full doc), Limited Documentation (Limited Doc or 'Lite Doc'), Stated Income and 'No Income No Asset' (NINA) programs?

How Can We Help You 'Beat The Banks'?

It's simple: click on any of the banks listed to the right and we will package your Loan with that bank according to the Loan program of your choice - but we'll beat their published rate by .25% and won't charge you any more than the fees that particular bank normally charges. Click here for details or click on the bank of your choice to get started.

	Loan Calculators
Loan Payment Compare Current Loan to New Loan Offer Compare Up To 4 Loan Programs Call Today For A FREE QUOTE 1-877-357-2336

Beat The Banks!!!

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